Be Aware of Hidden Expenses of Your Real Estate Investment

In real estate business, finance plays important role. You will always need to calculate and estimate everything so every money you spend will be worth it. Thus, you need to be aware that property investment expense doesn’t end once you purchase a property. There will be ongoing financial setting you need to handle and sometimes there are unexpected expenses you should take care of. The most important thing you should do to avoid costly expenses is to purchase investment grade property. At least, it can deliver more than capital growth. Thus, you can make up for the expenses along the way. Still, there might be some hidden expenses while you are managing your cash flow.

Unexpected expenses you should be prepared with

Sometimes, unexpected expenses arise when you least expect it. It can be overwhelming and stressing. You may encounter more than one hidden expense along your investment journey. Instead of fearing them, better to know possible hidden expenses so you will be more prepared.

  • The most obvious yet hidden expense is maintenance and repairs. Even though you purchase investment grade property doesn’t mean you will be free from maintenance and repairs. Along your investment journey, your property will age and some maintenance as well as repairs will eventually be needed. Instead of waiting until something broken severely, it is better to keep everything in good condition through regular maintenance and fixing. For example, you can change window covering regularly. Routine inspection will help preventing you from spending too much money due to severe damage of your property.
  • Another unexpected and unwanted expense you may suffer in the future is vacancy. It is never a good thing for property owner to have their property vacant for too long. However, sometimes vacancy is inevitable. It happens when old tenants shift out and new tenants shift in. there is vacancy between the shifts which affect your cash flow. However, you still need to pay for the mortgage regardless you receive income or not. Thus, make sure to have financial buffer so you can survive from vacancy period.
  • Next hidden or unexpected expenses comes from property management fees. Hiring property manager is good strategy. However, it also means that there are fees to pay for property management such as a weekly percentage commission, lease renewal, and letting fees. If you have short-term lease, it will disadvantage you because you need to pay for those expenses in every six months. Thus, it is recommended to have a 12-months lease on your investment property.
  • Last but not least possible hidden expense is insurance. Building insurance premiums will be paid by your owner corporation fees if you own an attached dwelling. However, you will need to pay it yourself if your investment property is a house. There is also landlord insurance that you might need to pay. It is one of important insurance you should have to cover malicious damages by tenants. However, make sure to get the best deal for landlord insurance so you can still save your money.

Affordable Canggu Villas You Can Book for Your Stay in Bali

Bali is an incredible place for your holiday. It is perfect for romantic escapade, family retreat, or solo trip. One of the most recommended places to stay during your holiday in Bali is Canggu. International tourists are flocking the area every year to enjoy the finest of Bali from various elements including arts, foods, views, and authentic products. Thus, staying at one of Canggu villas just makes sense. However, many travelers misunderstood about villas in Bali. They thought that villa is only for the rich so it is only affordable for luxury travelers. It is not entirely true. Sure some villas have upgrade amenities and services as well as stunning architecture which make the rent pretty expensive. However, there’s still many villas you can afford to rent in Canggu.

Canggu villas recommendation with affordable rent

Renting a private villa in Canggu is wise decision especially when you travel in group. It actually can help you saving money because you can split the rent accordingly. However, you still can afford renting villa even if you travel solo. And here is recommendation of affordable villas in Canggu;

The Canggu Boutique Villas & Spas – This villa is only minutes away from Canggu Club and Seminyak Square. It consists of ten rooms. There is also private pool and LED TV featured in the villa. You can also easily access free Wi-Fi, as well as cable programming. Private bathroom with separate bathtub and showers are provided to each room. Just like its name, this villa provides you spas where you can enjoy the service include massage, facials, and other body treatments. Other amenities offered by this villa include express check-in, 24 hour front desk, airport shuttle, laundry service, and free valet parking.

Ardha Chandra Villa – This villa is located near Echo Beach and Perenan Beach, giving you easy access to enjoy sunset. There are six rooms you can rent for your stay which each of them features air conditioning and kitchen, completed with microwave and refrigerator. Each room also has private balcony so you can relax and sip your afternoon tea while overlooking the view of the beach. There is also garden in the villa where you can hold barbeque party. There is complimentary shuttle operating within 10 km. Thus, you don’t have to take a cab or public transport to visit some places such as bars, restaurants, or clubs. Aside from standard amenities, you can also ask for other amenities provided by this villa such as laundry service, luggage storage, or roundtrip airport shuttle.

The Zala Villa – This villa is affordable even for budget traveler. It is situated near Canggu Beach and Echo Beach. It consists of three rooms with private pool and LCD TV. There is also functional kitchen you can use. Other things to enjoy include onsite massage and outdoor pool. If you bring your kids, there is babysitting and childcare service to use. The best part of this villa is that its location allows you to enjoy rice paddies views. Friendly staffs are also charming and always ready to provide what you need.

The Changes in Business that Business People Need to Alert

There will always be changes in business that business owners and business owners-to-be should be alert. The changes can be in marketing, public policy, technology, finance, demands, etc. In order to make your business larger and more successful, as business-owner, you should prepare for the changes, so go on reading this article. Those who want to start a business this year, besides they should know today’s business trend, they also should know what kind of business best for them.

The changes in today’s business

The changing in business will include the use of artificial intelligence. It is trendy that in today’s business, people use virtual assistants and chatbots. These two definitely will help handle more customers. With a quick response from them, customers will feel more satisfied with your products and services. Still, as a business owner, you need real persons to get connected to their customers to build trust naturally. You should make sure that you have both human and artificial intelligence to handle customers.

Remember, customers need to be more comfortable in term of payment. Business owners should offer different kinds of payment methods and promise high security. In today’s business the use of credit card, applications like Paypal, and Bitcoins is still a favorite.

E-commerce business owners should know that in today’s business, customers want the products they buy come to them fast and free of charge. If business owners promise these two, they will get lots of customers. So, as a business owner, you should make sure that you cooperate with a reliable shipping company. New business owners should really learn about various shipping companies to get the best.  

Talking about changes in business is nothing without strategies in marketing and advertising. Today’s marketing and advertising trend will be more personal. The content of the advertisement will be personalized and high-value. When advertising, the use of customers’ review is the most effective.

Business owners in today’s business will provide a more flexible working environment like a remote work to allow their employees to be out of their office. Business owners have just to keep their employees’ retention and productivity appropriate and balanced.

Today’s Best Business

If you want to have a business today, your kind of business must be trendy and based on people’s demands. See the ideas below:

  • People are becoming more and more aware that plastics are harmful. So, it is great if your product to sell is to replace plastics. For example, you can produce cutleries and bathroom tools like toothbrushes and containers for shampoo and soap made from bamboo.
  • Lots of people now for different reasons love to be a vegan. There are also many people who believe that eating more plant-based foods is healthier than eating more meats. So, if your business is plant-based foods, you’ll have a bigger chance to grow your business.  
  • Almost anything goes digital today. Many people get hooked on their digital devices. Many are so obsessive about their smartphones. What if your business is a digital detox? The business will be ways to help people who are addicted to their smartphones. There are apps, dashboards, lights, etc. that can make people limit their addiction. It is also great to have a business like providing the tools for hobbies like painting and craft, the activities to make you ‘free’ from your smartphones.  

It is not that easy to nurture business. Having positive characters is a must as well. To be able to be successful in business, you should be hardworking, persistent, not tired to learn more and more about how to grow business, and courageous to your employees. The article about changes in business surely is beneficial to you, right?

Your Scuba Diving For Beginners Start At Home

Busyness makes it difficult for most people on vacation. Especially for scuba diving for beginners, they must set aside 4-5 days for training. Or you may not have access to a place that is suitable for scuba diving throughout the year. Is it possible for training to be carried out without having to go to diving destinations?

Dive in diving destinations with cold water or dive in warm water. But most divers prefer to dive in warm water. Diving in cold water has its own challenges and needs good preparation. Scuba diving training for beginners is very fun. Do you do training at dive sites or at home?

Most people really look forward to a holiday, but if it’s only spent at home, why not create your own pleasure? Search the internet whether there is a local diving organization in your country. Browse the best diving organization certificates that are recommended by many professional divers.

Scuba Diving For Beginners, A Personal Choice

Everyone has their own lifestyle. Facilities at the swimming pool at home may not be owned by everyone. Only special people with finances are above the average which allows having a swimming pool. Scuba diving training for beginners at home while on vacation is something new and fun. Or, you can look for associations that specifically offer scuba diving training for beginners in person. Many benefits of starting scuba diving for beginners at home. The lifestyle of people who are too busy allows commitment to do scuba diving training for beginners, whether at night or choose weekend training.

Advantages of Scuba Diving Training For Beginners At Home

  • Allows beginner divers to choose instructors to learn more comfortably.
  • The process of training for scuba diving for beginners can be more tailored to your ability to learn.
  • Personal training opens wide opportunities for you to ask questions to the instructor

The training schedule can be tailored to your vacation

  • Lack of Scuba Diving Training For Beginners At Home
  • There is no social interaction with other divers

It would be boring if there was a lack of reaction from the instructor

When you have to do training in the open sea, you will feel a pleasant interaction between other beginner divers. This will be your next vacation planning. Look for diving tourism destinations and complete scuba diving for beginners training to get diving certificates. Even though everyone has their own busy life, scuba diving for beginners training can always be done anywhere and anytime.

Why Property Business Can Be Your Long-Term Source of Income?

If you are thinking about the title of this post, you may actually have been known what the answers are. But since you may don’t know what’s going on to the other’s mind, you will need this article in case you miss something.

Ever since the property have becoming a business until today, many business owners and investors are still making the property business becoming their main source of income. It is no wonder that we often hearing that many rich people are having their own property business. Even if they don’t, they may are looking for the other businessmen in the same industry and have decided to investing in.

Reasons why property business can be the main and a long-term source of income

There are reasons why people are making the property business as their long-term business. The first reason for that is because the property (building) itself can be built by combining the materials and the knowledge of the experts to make a durable property.

The longer the property is stands, the higher the property can be valued. Later, it will contribute in the longer the chance to generating more money through property business.

Secondly, if you have got a property or investing in a property business located in the hot spot with highest demand, returning your investment can be easier and later you can only think about how to maintain it and how much money you can make out of it.

Property demand will surely increasing along the more population of the area or city. Takes a property investment in a central of the city, that will be a great thing to do if you can get it once in your life. People will be using it as their main resident so they can shortening the distance between where they are living and where they are working.

The next reason that can be thought of by many of us is the property itself somehow the type of business that last for longer time. Remember, property is built to be used for a long time, so it can also be supporting the business itself.

We have realised that there is something called as the natural disasters such as flood, earthquake, and the others than can be the threats for the building, but I think that we shouldn’t worry about them since any type of businesses will get the impacts by the disasters. they are beyond our control even though we can choose the location with less disasters to get more benefits and incomes of a property business.

Another last reason I’d like to tell you why property business can be your long-term source of income is relating to the fears of the future for your family. What if you are not in this world any longer, don’t you worrying about how your family can continue their life? Sorry for telling you this, but that’s the fact; we don’t live forever.

If there will be some durable and long-term businesses that can also be taken its advantages and even can be the main source of income for your future family, one of it can be the property business whether you are the owner or as simple as becoming an investor.

Fabulous Stay and Sleep Located In the Best Part of Seminyak

I have been read a review of one of the recommended type of accommodations you can rent at Seminyak when you are travelling in Bali. It is a rental property that has been built by the villa concept and truly located in the best part of Seminyak.

For you who have never known where the the Seminyak is, it is a favourite village for tourists where you can stay nearby the beach while exploring some interesting destinations and attractions around your living.

Even, you don’t need to use the bike or car to the beach. You could reaches it by your bare foot under 10 minutes and even within walking distance to the Seminyak square.

And that’s the truth when you are renting and staying inside the fabulous of Seminyak villas with your friends, family or simply by yourself.

fabulous stay and sleep centrally located in the best part of Seminyak

One of the fabulous villas you can rent that I am recommending you is presented by the hu’u Villas Bali. It has some interesting villas from the one bedroom on the loft up to 13 bedroom combinations by its interconnected villa’s design.

It is also located at the Seminyak or precisely at Petitenget where there are many good restaurants, spas, and the other stores very close by.

All of these available fabulous villas are also have their own private outdoor’s pool and there will also the outside garden that will make your staying even more beautified.

There will also the turn down service for each evening you can get as what the top class properties should have that certainly will be the great touch for the guests especially for those with families and children.

Choosing one of these bedroom villas will really make your stay and sleep the great one when travelling in Bali since there are many advantages you can get that some of them have been mentioned on above.

The staff are also very polite and helpful. You can even ask them to arrange your own transportation need whenever you wanted, like anytime when you wants it and whatever you will need. Simply ask them to do it for you and they will gladly help you with all of those while they will keep on putting smile on face. A truly high class services and that’s really beyond the fabulous stay at Seminyak or Bali in general.

And when the best Seminyak villas centrally located in the best part of Seminyak village, you have done with what you are wishing for since all of them can be experienced around your stay.

I don’t intends to say that these fabulous stay and sleep at Seminyak are the perfect place for everything. But, it can be the top choice of yours rather than the other places and accommodations.

When its come to reserving or renting the accommodation, we are normally being the pretty picky person and most of the times we can always find something to complain about. But when you are deciding to give one of the available Seminyak villas a try as your fabulous stay and sleep, you may cam up with nothing.

How to Easily Market the Rental Property Online

Rental property business is usually increasing by the time especially when its come to the holidays season. For the rental property owners as well as the other businessmen in general, marketing the business can be troublesome when they are doing it online.

How to easily market the rental property on internet for beginner

The first reason for that can be lack of knowledge and experiences. Hiring the digital marketing agency can also be an issue where the business value isn’t as big as accommodation offers such as hotels, villas or condos. It is a rental property below that kind of accommodation businesses that we are talking about now.

But, the rental property owners can actually do some useful things that is easy even though they don’t have more knowledge and experiences as expected.

3 easy ways to market the rental property on internet

The small rental property business I am talking about can be a boarding house or a hostel. If you have been decided to get it into internet so it has more chances to get customers or the tenants. And if you wants me to tell you what to do where you can do it by yourself, you can see some of the beneficial tips in a second.

1. Building a site for your rental property

Well, I know you have no idea how to build a site at all. But you don’t need to worry about it any longer since today, there are some of the site’s platform that will only allowing you to post the updates about your business while doing nothing about the technical stuffs.

Building an official website for your rental property business is vital to start your online marketing strategy. It doesn’t even matter if you are going it using the free CMS for that such as WordPress or Wix. Just make sure that the contents are valuable to your tenants and can be found on search engines especially Google.

2. Build its social media accounts

To get your rental property business reaches more tenants, you can use social media for that purpose. It is a way to introduce your business as well and also to help the main website to get more visibility where you can use the social media accounts to promote the official site on above.

There are some popular social media you can use such as Instagram that is perfect to market your rental property using images and videos, Facebook, and twitter. You can also make use of the YouTube and sharing the videos about your rental property over there.

I am not mentioning the other social media profiles since sometimes you will need only 2 or 3 of them. If needed, feel free to use the twitter as well.

3. Locate your rental property business on Google Maps

Have you been searched for rental property or accommodation before and the first results on Google was showing that the Google Maps’s results appeared on top of your search?

Competing in search engines will giving us various type of search results including the business who have been located and pointed on Google Maps. So that, don’t forget to register your rental property on Google Maps since it will also contributing in how you are optimising your site and business for local the searches.

And keep in mind that you’d better show your business location or map on your official site as well as your social media accounts.

The above 3 ways for marketing online your rental property business are easy and free, if you are thinking the otherwise, I have no other ideas how to help you.

How Website Design Will Improve Your Business Trust?

Internet can be a “scary” place for some people who are getting used to doing business face to face especially for the old businessmen. Switching from the conventional way and start using a website to market the business is a good strategy but surely not for everyone.

Yet, no matter how hard to getting used to it, businessmen keep on start learning how to build their own web and start doing some optimisations because many have been proven that the other businessmen are getting better results for their businesses.

In the meantime, you may have already known that there are some important advantages of the business website, why its design should be built professionally, etc. And today, I will specifically show you how the design of a website itself will contributing in building and improving your business trust.

How website design will help you ti build and improve the business trust among customers

As trust is the “currency” that applies everywhere, I think that it is also important for you to make use of all resources your business have got including to make a good plan for the design of business site.

Start gaining trust by building the professional website design

In answering a question on how your business website design will help you building and improving the business trust, there have been some common and “technical” reasons for that. But i won’t getting started with them all but to tell you the important part that you may have been forgotten.

It is about how you are serving the customers. Building a clean and neat shop will make the customers comfortable inside. They won’t also doubt about how hygienic the breads you are selling if you are running such business. So does the design of your website, the professional it is looks, the better for your customers.

Years ago, when website designing have not been improved as today, many businessmen won’t even need to think about how professional their sites are. The popular topic is not about it at the time but how to start a business website itself. No matter how simple and messy the site design is, that won’t be a matter at that time.

But today, ever since the web designing is getting more popular than before and many businessmen have also been acknowledge themselves to getting to know more about how to optimise their business sites, then today, Google is even giving a positive point for the site with great breadcrumb, good navigation, simple design, etc.

Today, somehow you can even know if the site is the spammy and the fraudulent ones just by taking a short look inside, especially for those with so many displaying the gambling ads, disturbing pop-up ads, redirecting you to another site, no location or address information and many more.

So that, i do believe that the professional website design is actually starting to work to prevent the customers thinking that your business site is trustworthy one since you may have been paying for it. And then, its design will start to put a trust in your customer minds that you are what you have been published on your business site.

Another old popular way how website design can build a trust through customers is by making a new navigation called as Testimonials contains of what the other people are saying about your products or services (business). As the social creature, human are feeling safer when they are in a group of people. If the reviews are positive, we can also think about the same thing to a certain business. The better the testimonials are, the good for your business as well. And that will be included into your site design if needed.

Sadly, what can make the website design is challenging for many of us is that won’t be an easy thing to learn. I mean, you may will need months or even years to learn about it. It is too long for starting a business and won’t be effective if you are doing it yourself. Thank’s God there have been many services for that. Today, you can even hire a professional bali web design to build your high quality business website that can build and help you improving your business trust.

While the contents of your website are also important, you still need to make your site looks professional so the customers are also considering that what your business is offering is also professional. The better it is looks, gaining trust and spread your brand information can be easier, so does your business in the future.

Improving Your Brain to Improve Your Business

Your whole body is your asset. It is priceless and that’s why being healthy is such a blessing. Running a business means you need to maintain your body to be 100% fit all the time because there are so many things you need to do and accomplish. Besides, becoming a successful business owner or investor cannot happen in a day. It can take years before you truly successful and wealthy. Aside from your muscles, your brain plays important role. How can you plan a strategy if your brain cannot function properly? Where the ideas come from? Thus, it is important to keep improving your brain ability not only for the sake of your health but also for supporting your business.

Improving Your Brain to Improve Your Business

Great habits to improve your brain

There are signs when your brain needs immediate improvement. Well, it is not as easy as recharging a battery or replacing broken machine. Improving your brain means you need to adopt certain habits and you need to do it constantly. Your brain is important in order for you to run your business properly. It is crucial because you need to think of rational decision, make strategic plans, and calculate risks, and find the exits. Those who success in their life have their own daily habits while the others don’t. Improving brain function can help increasing IQs, strengthening brain cells, improving memory skills, and accelerating thinking skills. And here are the tips to improve your brain function:

Reading

It sounds simple yet so many people still refuse to do it just because. Successful individuals are those who spare their times to read at least 30 minutes a day. However, it is not about reading romantic novel or fantasy. It is about reading something that can add your knowledge of something important especially about business if you want to improve it. You can read book about educational materials, biographies, self-improvement, or influential people. This is a soft way to educate yourself as well as improving your brain in non-aggressive manner.

Learning new skill

This sounds intimidating and time-consuming especially when you are currently juggling your time between your family and business. However, it doesn’t have to be heavy thing. You can learn simple skills. For example, you watch foreign movie. You can learn the language every day in light manner like memorizing five vocabs each day. This light exercise helps improving your brain. And who knows maybe someday you can you’re your language skill to score a clients from foreign country.

Physical exercise

Exercise is important in general. It is important to maintain your fitness so your body can function properly. However, exercise can also help improving your brain. You don’t have to go to the gym every day and do the weightlifting. You can do simple and cheap exercise such as running, biking, jogging, rope jumping, or swimming. Aside from stimulating your brain, it can help reducing the level of stress from your body. The more fit and healthy your body is, the better you can handle your business to run smoothly.

Flores Komodo Tour to Majestic Mountains

The majority travelers know Flores for its infamous Komodo National Park, a member of New 7 Wonder of the World, a UNESCO World’s Heritage, and much importantly, home for the last dragons in the earth. Ever since its nomination as the New 7 Wonder candidate, the Komodo quickly become an overnight travel sensation, drawing wanderers and wildlife enthusiast to the far-flung region. Today, people are signing up for Flores Komodo tour every day to sail around Flores’ beautiful archipelago and walk with the dragons in the isolated Komodo Island.

However, not much know that Flores has more than the infamous Komodo dragons. From the brimming marine life with incredibly rich biodiversity to high rising dormant volcanoes, the wondrous nature of Flores won’t stop to appease you. Now when you are done with the dragon adventure, it’s time to leave Labuan Bajo and get deep into the mainland Flores. Here lies two phenomenal mountains in Flores; Mount Kelimutu and Mount Inerie, that totally worth a visit.

Flores Komodo Tour to Majestic Mountains

Backpacking on Flores Komodo Tour  

If you want to make your path to Flores’ peaky mountains, be prepared for backpacking travel. This won’t be an easy trip, but the intensity of the challenges will keep the impression last forever in your soul. Unlike the easy breezy coastal holiday where you can take leisure in 5 starred waterfront hotel, accommodations on mountain climbing are more on the rugged side. Expect to find a very basic lodge to sleep in the mountain feet. When you have started to hike, you would likely be expected to camp in a tent. But isn’t that the true adventure?

The Three Dimensional Crater Lake in Mount Kelimutu

The 1,690 m above sea level high Mount Kelimutu would be a great start for our mountainous Flores Komodo tour. Being the smallest national park among six others between Bali and Nusa Tenggara Islands, Mount Kelimutu is known as the volcano-beginners for mount climbers in Flores. But don’t let the size deceive you. This dormant volcano offers spectacular wonders that are yet to behold.

Kelimutu, which name means “boiling lake”, derives from three lakes, separated by thin ridges of rock formation, that settles right on its dormant crater. It is beautifully haunting as the boiling lakes are, not only they are of different color, but also constantly changes its color without any preceding signs. The Kelimutu lakes are famous for being extra unpredictable for when and what color they would change into. One is turquoise, which is pretty consistent throughout the year, while the two others would wildly change into red, white, green, black, or dark as chocolate.

Science says that fluctuating changes of chemical and mineral balance plays a part in color transition, but Flores’ folklore has another say. The locals believe that the departed souls reside on these lakes. The bright turquoise is where the old souls dwell, the other one is for the spirit of young people, while the wicked go to the last one.

The Towering Mount Inerie

Once you set your feet in Flores, you would soon see of a towering mountain which presence is felt all around central Flores. That’s Mount Inerie, rightfully translated as the Beautiful Mother in the local language. The majestic mount Inerie rise in 2.245 mdpl high, its peak disappear in the hovering clouds. Unlike Kelimutu, hiking Mount Inerie is rather challenging with some slippery paths and steep slope. On certain condition, reaching the summit is almost impossible as it could be too slippery.

On the foot on mount Inerie spreads Bajawa settlements; big Flores’ traditional villages that scattered around the hills who still strictly adhere to ancient megalithic beliefs. Under the shadow of our Beautiful Mother sits one of the most famous community, the Bena Village. A visit to Bena would make an impressive Flores Komodo tour, as you would have a chance to see magnificent stone formations, ancestral shrines, traditional high-thatched roof houses, and prehistoric culture that still thrives until today.